The #1 Medicare Mistake Turning 65
Turning 65? Don’t make this expensive mistake.
Your 7-Month Enrollment Window
Is This You?
Waiting too long to enroll in Part B.
That delay can trigger lifetime penalties and coverage gaps if you dont have creditble covergae.
Miss it? The consequences are real.
If you’re still working at 65, covered under your spouse’s employer plan, on COBRA or retiree coverage, or simply turning 65 this year, your Medicare timing deserves careful attention. Each of these situations can impact when you should enroll and whether you could face penalties or coverage gaps — and making the right move now can save you money and stress later.
Turn 65 Right
Get your simple enrollment checklist guide
FAQs
What is Medicare?
Medicare is a federal health insurance program primarily for people age 65 and older. It also covers certain younger individuals with disabilities or specific medical conditions.
When should I enroll?
Is Medicare automatic?
Can I get help choosing?
Do you serve my state?
Medicare is only automatic if you’re already receiving Social Security benefits. If not, you may need to actively enroll to avoid penalties.
Yes. We serve clients across 15 states, including Minnesota. If you’re unsure whether we’re licensed in your state, just reach out and ask.
Most people should enroll during their Initial Enrollment Period — a 7-month window that begins 3 months before your 65th birthday, includes your birthday month, and ends 3 months after. If you’re still working, your timing may be different.
Absolutely. We provide personalized, one-on-one guidance to help you understand your options and choose coverage that fits your healthcare needs and budget.
GoldenMed LLC
Your Medicare Education Partner
Serving Minnesota | Licensed in muitiple states
Phone: 320-552-0842
Email: xlynne@gmedins.com
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GoldenMed is a non-government insurance agency. We are not affiliated with Medicare or any federal program. Calling this number will connect you to a licensed insurance agent. This is a solicitation for insurance. Not affiliated with the U.S. government or Medicare.
Information provided is for educational purposes only and is not a guarantee of coverage or costs. A licensed insurance agent may contact you to discuss Medicare options.
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